Environmental response
Policy and Approach
The ID&E Group positions environmental challenges as a core component of our sustainability management, aiming to achieve both contribution to sustainable social development and the creation of corporate value for our Group. Our environmental considerations are grounded in the Group Code of Conduct, Sustainability Foundational Policy, and the Environmental Activity Policy within our Sustainability Management Framework. We have further developed the following action guidelines under our Environmental Activity Policy to promote environmentally conscious business activities.
Environmental Policy
Action Guidelines for Environmental Management
Action Guidelines for Climate Change and Decarbonisation
Action Guidelines for Natural Capital and Biodiversity
Action Guidelines for Realising a Circular Society
Action Guidelines for the Conservation of Water Resources
Action Guidelines for Chemical Substance Management
Governance and Structure
We position environmental response as central to sustainability management. Following our integration into the Tokio Marine Group in February 2025, we are strengthening environmental initiatives through enhanced collaboration and cooperation across the entire Group. Moving forward, the newly established Environmental Specialised Committee under the ID&E Sustainability Promotion Council will lead efforts to further enhance initiatives responses to natural capital, biodiversity, and climate change adaptation.

Risks, Impacts, and Opportunities
ID&E Group's operations both depend on and impact the environment. These relationships are not one-directional; for example, our business activities rely on ecosystem services such as water supply and flood regulation, while also influencing biodiversity and land use. While we recognise that such environmental relationships present both risks—such as resource scarcity or climate-related disruptions— it could also provide opportunities, through sustainable solutions that enhance social value. Based on this understanding, we promote initiatives that balance environmental risks and opportunities, aiming to strengthen resilience and contribute to sustainability.

Metrics and Targets
The ID&E Group has established indicators and targets related to natural capital, biodiversity, and climate change based on its materiality as well as its Sustainability Goals and Commitments/Targets. In line with these indicators and targets, each Group company formulates action plans and works toward achieving the targets while appropriately monitoring and managing progress. In the area of climate change, the Group committed to the Science Based Targets initiative (SBTi) in September 2024 and obtained SBTi validation in May 2025. Going forward, we will continue to steadily promote initiatives aimed at achieving greenhouse gas reduction targets in accordance with SBTi requirements. In addition, in the “TNFD Report 2025” published in July 2025, the Group disclosed indicators and targets related to natural capital, biodiversity, and climate change, and completed registration as a TNFD Adopter in October 2025.